Mildred N. Phillips, Attorney at Law

BANKRUPTCY RELIEF DISCLOSURE STATEMENT

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.


Bankruptcy Consultation Policy
 
 

Persons seeking bankruptcy legal representation with us should schedule a consultation for e-mail, telephone or office consultation having reviewed before hand these three Bankruptcy Disclosure Statements by clicking on the following PDF files: 

Notice Under Section 342(b)(1)

Notice Under Section 527(a)(2)

Notice Under Section 527(b)

You will need free Adobe PDF Reader to view and print the PDF files. Click here to download and install the free Adobe PDF Reader  if you don't have one already installed in your computer:

Kindly review the Bankruptcy Disclosure Statements, print them out, sign and date where indicated on the forms and return them to us prior to your initial consultation or immediately thereafter.  These Disclosure Statements can be faxed to us at 617-892-4187 OR e-mailed to us OR sent to us by regular mail.

We offer free initial telephone or e-mail consultation for bankruptcy cases. We however, do charge $375.00 for initial office/in-person consultations. We charge $250.00 per hour for subsequent consultations. We only accept PayPal, cash, or debit cards for bankruptcy consultations. If you retain our firm within 72 hours of your initial consultation, we will credit your consultation fee towards the overall cost of your case. For more details on our payment methods please visit our Hours and Fees Page.

You must call or e-mail us to cancel your scheduled office/in-person consultation WITHIN 24 HOURS OF MAKING YOUR APPOINTMENT in order to receive a refund.  If you do not call or e-mail us to cancel your scheduled consultation WITHIN 24 HOURS OF MAKING YOUR APPOINTMENT, you will not receive a refund. No payment will be refunded for same day appointment even if the appointment is cancelled.

24 hours AFTER your payment of the consultation fee, we will provide you with Bankruptcy Questionnaire to complete. The Bankruptcy Questionnaire must be completed in its entirety prior to your initial consultation. Make sure that you follow the instructions on the cover page of the questionnaire including but not limited to providing us with copies of your tax returns for the past two years and your current pay stub. These items can be faxed to us at 617-892-4187 for your e-mail or telephone consultation OR brought to our office for your in-person consultation.

It is important that you complete the Bankruptcy Questionnaire in its entirety.  YOU MUST LIST EVERYONE YOU OWE.  YOU MUST ALSO PROVIDE THE CORRECT AND CURRENT ADDRESS OF EVERYONE YOU OWE.  IF THE ACCOUNT HAS BEEN REFERRED TO A COLLECTION AGENCY/ATTORNEY, YOU MUST LIST THE CONTACT INFORMATION FOR THE ORIGINAL CREDITOR IF IT IS AVAILABLE AND ALSO THE CONTACT INFORMATION FOR THE COLLECTION AGENCY/ATTORNEY.  All information contained in your completed Bankruptcy Questionnaire will be kept STRICTLY CONFIDENTIAL and will not be released without your permission.

 

Please be advised that by taking advantage of the free initial telephone and e-mail consultations and the reduced fee on initial office/in-person consultation you acknowledge and agree that our law firm has not undertaken to represent you in your bankruptcy case. Our firm can undertake to represent you only when you and a representative of our firm sign a fee agreement or engagement letter and you pay the retainer that will be required in the fee agreement or the engagement letter.

Your payment of the retainer must result in actual receipt of funds. The actual receipt of funds means the receipt of actual cash or the clearing of a negotiable instrument. For example, if you elect to pay any required retainer by check, the check must clear your bank before our firm can commence any action on your behalf. If you want our firm to represent you, please sign, date and return within 72 hours the fee agreement that will be provided to you immediately following the conclusion of your initial consultation. Our firm accepts only cash and checks for payment of the retainer.


 

 

Advertising. In accordance with rules established by the Supreme Judicial Court of Massachusetts. This web site must be labeled "advertising." It is designed to provide general information for clients and friends of the firm and should not be construed as legal advice, or legal opinion on any specific facts or circumstances.This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.